The insurance crisis in California has forced homeowners to turn to the state's FAIR Plan for fire coverage. Now, a new lawsuit alleges the California FAIR Plan illegally has been denying fire damage claims for years. Many of the nearly 500 homes and structures destroyed in the Park Fire north of Sacramento were insured for fire damage under the California FAIR Plan. It's expensive insurance of last resort that homeowners are forced into after they get cancelled by mainstream insurance carriers like State Farm. FULL STORY: https://www.cbs8.com/article/news/local/cal-fair-plan-illegally-denied-fire-claims/509-d41cbd49-b4f0-4f6e-bb7f-8c82a09eac02