See if this story sounds familiar to you. One woman's insurance is going up so much, that her house note this year would go from $800 a month to $1,400. Add to that, she has health problems to deal with. And her insurance company went under, so she had to pay out-of-pocket for some of her Hurricane Ida repairs. "I was coming from the doctor and I had a breakdown and I sat in the car and I like cried,” said Darlinda Cook after she found out about the increase.