The race to fill the council seat Gwen Henderson left when she suddenly died in June is loaded with 14 candidates, all with different ideas on how to move District 5 forward. However, a deeper look into financial disclosures has raised questions about transparency. Financial disclosures are required by state law for candidates running for office in an effort to deter potential corruption and help voters see potential conflict of interest. Records reviewed by 10 Investigates show Tampa City Council District 5 candidate Juawana Colbert did not list multiple mortgages and loan modifications on Form 6, the Florida Commission on Ethics’ financial disclosure form. Form 6 requires political candidates to list assets and liabilities worth more than $1,000, with the exception of credit cards, retail accounts and some taxes owed. Colbert, who made headlines in Netflix’s 2021 reality show, “Selling Tampa,” listed no liabilities on Form 6, despite Hillsborough County Official Records showing a nearly $300,000 mortgage in 2017 for a home in New Tampa with her now ex-husband. Colbert says she now lives in East Tampa. Together, Colbert and her ex-husband also took out another mortgage in 2023 for that home in East Tampa for $318,000. There’s a loan modification for that same amount from earlier this year. They applied for that modification as a married couple, despite court records showing a divorce in 2023. “In terms of the law in Florida, there’s an obligation of truthfulness and candor when you’re applying for a mortgage,” attorney Charles Gallagher said. “You know you’re not husband and wife, and yet you signed on the dotted line as husband and wife. That’s concerning. That’s not accurate.” Gallagher says the time between the divorce and the loan modification was enough to file accurately. “You get an application, you turn documents in, you fill forms out, you provide pay stubs, you provide W-2s, the like. So, there's plenty of time in that process for pause and to say, ‘Wait a second, I got to let them know we're not married, so the bank can consider all the facts accurately and appropriately,'" he said. 10 Investigates spoke to Colbert at a candidate forum after multiple requests for an interview. The conversation went as follows: Emerald: "Can you tell me why none of your... liabilities like your mortgage or anything like that, were listed on your financial disclosure?" Colbert: "It was on there." Emerald: "No, it's not on there." Emerald: “There was a loan modification that was taken out in both you and your husband's name…Can you explain why that was done if you guys are divorced?" Colbert: "No. I'm not able to explain that, and I don't think that has anything to do with running for city council." Emerald: "Well, it has to do with transparency and honesty.” Colbert: “Oh yea, no, it's public record.” Emerald: "Is that how you plan to conduct business?" Colbert: "No, I'm very transparent." Gallagher says Colbert's real estate background should make her knowledgeable about what's required under the law. "They deal with this day in and day out. They have a higher burden of knowledge and a higher burden of duty in terms of complying with the law," Gallagher said. Hillsborough County NAACP President Yvette Lewis says Colbert’s actions are concerning. "Now I'm questioning her integrity, her motives behind this, or who is behind her encouraging her to this, I don't know,” she said. Lewis was born and raised in East Tampa, which comprises District 5 — the seat Colbert wants. It’s the city’s only majority-minority district, with the city’s largest Black population. “This area have been pretty much forgotten for a long time,” Lewis said. “And so, we need someone there that we can trust to deliver the message. And this shows that there's no trust there." Colbert said 10 Investigates was the first to bring these concerns to her and that she didn’t know they were an issue. The City of Tampa Special Municipal Election for District 5 is Sept. 9. Early voting takes place Sept. 4-7.