Credit card debt nationwide has hit record levels as Florida ranks among states where people have the most debt. Figures recently released by the Federal Reserve Bank of New York show Americans collectively owe $1.14 trillion in credit card debt. That’s up by about $27 billion compared to just one year ago. Many trying to dig out from under debt seek out debt relief services but scams are common. VERIFY viewer Aaron C. in Tampa questioned some of the ads he’s seen for debt relief or consolidation. He emailed VERIFY asking if they’re legit and, if so, can it hurt your credit? MORE: https://www.wtsp.com/article/news/verify/as-floridians-carry-record-credit-card-debt-dont-fall-for-a-relief-scam/67-d16b8db4-1526-43d3-9040-6fd7e9a603ed