FULL STORY: https://www.10tv.com/article/money/consumer/financial-expert-advice-avoiding-credit-card-debt/530-df0a275a-408a-472e-ac85-edd3adfdffe0 A new analysis of Federal Reserve data reveals that young adults across the country — including those in Ohio — are facing alarming levels of credit card debt. The study focused on individuals ages 18 to 34 who are more than three months behind on their credit card payments. 10TV spoke with students on The Ohio State University’s campus about their views on debt and the pressure to keep up with bills as everyday expenses continue to rise. “The way I personally spend money — unless it’s an emergency — I should be able to pay it back,” a student said. In Ohio, the average credit card debt among young adults is more than $3,300. The study found that young people are more likely to overuse credit cards early in their careers, often without sufficient savings to fall back on. Among large U.S. cities, Columbus ranked 28th for average credit card debt. Bankrate Senior Industry Analyst Ted Rossman weighed in on the issue, encouraging consumers to take advantage of rewards and buyer protections and to seek the lowest interest rates possible.